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Who pays for damages when you're bitten by a dog?

Louisiana residents who are bitten by dogs may be facing a long road to recovery. However, many of you may not realize that you have the potential option to make a personal injury claim, thereby allowing you to gain legal compensation for your stress and damage. But just who pays for this?

FindLaw takes a look at exactly who pays for damages when you're bitten by a dog. In many cases, a victim of a bite attack may be reluctant to take legal action once they're aware that they can. This is especially true if you know the person whose dog has bitten you. There's a large concern that not only will a dog possibly be harmed because of the attack, but that the dog's owner will have to pay out of pocket for any medical expenses or legal decisions.

However, insurance companies are what often takes the brunt of the bill when it comes to paying for dog bite damage. A pet owner may already have animal insurance in place, which can cover bite attacks specifically. If the bite took place in someone's home or car, it may even be covered under homeowner or car insurance. However, it should be noted that certain dog breeds like pit bulls are often exempt from these insurances. Additionally, homeowner insurance often only covers a first attack, with subsequent bites being left with no coverage.

In some cases, a pet owner may not have any policies covering their pet at all. Unfortunately, if you don't take legal action, you will be left bearing the financial burden alone on top of your physical and mental injuries. For this reason, you may want to consult a legal professional to see what your best option could be.

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Lundy Lundy Soileau & South, LLP

Main Office: 501 Broad Street Lake Charles, LA 70601 | Phone: 337-439-0707

Mailing Address: PO Box 3010 Lake Charles, LA 70602 | Fax: 337.439.1029